Amerifirst Financial, Inc.

Ed Fontes

Mortgage Loan Officer NMLS ID: 233325

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    About Ed Fontes

    Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

    With AmeriFirst Financial, Inc. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

    Competitively Priced Loan Programs:

    • Home Affordable Refinance Program (HARP) Disclaimer
    • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
    • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
    • Jumbo, Portfolio & Investor Products

    We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

    Mortgage Calculator

    Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.



    30-Yr Fixed / 0% Interest
    • Principal & Interest $0
    • Property Tax $0
    • Homeowners Insurance $0
    • Mortgage Insurance $0

    Additional Calculators

    • How Much Will My Payments Be?

      Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

    • Mortgage Principal Calculator

      This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

    • Affordability Calculator

      How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

    • What if I Pay More Every Month?

      See how your mortgage will be reduced, if you pay $$$ more every month.

    • Should I Refinance?

      Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

    • Tax Benefits Calculator

      This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

    • Should I Pay Points to Lower My Interest Rate?

      Calculate how much points affect your monthly payments and how fast they will pay for themselves.

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